We assess your situation
Answer a few simple questions about your income, expenses, debts and borrowing goal.
●●●FREE · ABOUT 5 MINUTES · NO CREDIT CHECK
Thinking about borrowing
but unsure if you're in the
right position?
We assess your situation, show you where you stand and what could improve your position, then make it easy to connect you with a lending professional.
✓ 100% free✓ No impact on your credit score✓ No documents to upload
Start my free assessment →▣ Takes about 5 minutes. Your information stays private.
EXAMPLE RESULT
Your Readiness Score
72/100
You're getting there
There are a few things you could do to strengthen your position.
What's helping you✓ Steady income✓ Manageable existing commitments
What could improve your position● Reduce unused credit limits● Build your available buffer
♙
Connect with a lending professional
›If you'd like help, we make it easy to connect with a participating lending professional.
It's completely optional and costs you nothing.How it works
Three simple steps to understand your position.
Understand where you stand
Get your Readiness Score, see what's helping or holding you back, and explore ways your position could change.
Connect if you choose
If you'd like help, easily connect with a lending professional to discuss your options and next steps.
Know before you borrow.
AYR helps you understand your current position before your next move. No pressure and no obligation to connect.
◷ Quick & easyAbout 5 minutes⊘ No credit checkNo impact on your score✓ Free to useNo cost to complete
Start my free assessment →