Complete the check
Tell us about your income, housing, expenses, debts and financial history.
Know before you borrow.
Are You Ready? turns the financial information you provide into an educational Readiness Score. It helps you understand what is supporting your position, what may be reducing your score, and — if you're ready — gives you the option to connect with a participating lending professional.
A simple 4-step process
You stay in control from the first question to the next step.
Understand your score
See your 0–100 Readiness Score and a breakdown of the factors behind it.
Explore your position
See what's supporting your result, what may be holding it back, and how changes could affect your readiness.
Take the next step
If you're ready to proceed, you can choose to have your details securely referred to a participating lending professional.
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Your choice. Your privacy.Nothing is shared with a lending professional unless you explicitly choose to request contact.
Read our Privacy Statement →IF YOU'RE READY TO MOVE FORWARD
Check my readiness →Start the conversation one step ahead.
Share your assessment with a participating lending professional, so they understand your position before you even speak. Requesting contact is optional and does not submit a loan application.
The Readiness Score is Are You Ready?'s own educational methodology. It is not a credit score, lender assessment, financial advice, or a prediction or guarantee of approval.